Specialists in staffing & hard-to-place workers’ comp
A workers’ comp provider built around the businesses traditional carriers avoid.
Finding the right workers’ comp shouldn’t be this hard
Many carriers refuse to insure businesses they consider “high risk” — companies in injury-prone industries, businesses under three years old, or those with prior claims. Staffing agencies check several of those boxes at once.
Even when you find a policy, you’re often overpaying, and locked into a large premium deposit and annual audits. We think staffing agencies and hard-to-place businesses deserve better.
Blue Jay has the expertise and carrier relationships to find you the right policy at the right price — many with no deposit, no audit, and the flexibility to modify or cancel anytime.
What makes a business “hard to place”
Injury-prone industries
Carriers shy away from classes where workplace injuries happen more often than average.
Newer businesses
Companies in business less than three years are often viewed as too risky to insure.
Prior claims history
A past claim or a high experience modifier can get a business declined or non-renewed.
If others said no, talk to us
Whatever the reason coverage has been difficult, there’s a good chance we can find you options.
- Issued a stop-work order and need coverage immediately
- Considered high-risk and can’t find a carrier
- Tired of large premium deposits
- Frustrated by lengthy year-end audits
- Non-renewed after a claim
- Launching a brand-new staffing venture
What sets us apart
Staffing-first focus
Fluctuating payrolls, multiple class codes, and changing job sites are what we do every day.
Deep carrier network
Relationships with markets that write staffing and high-risk classes others can’t reach.
No deposit, no audit, flexible terms
Pay-As-You-Go options that keep your cash where it belongs — in your business.
Beyond workers’ comp, we can also help you put together a comprehensive employee benefits program for your team — just ask.
Let’s find your coverage
Tell us about your business and we’ll get to work finding options that fit.